Is the Wells Fargo Reflect Credit Card Worth Getting?
The Wells Fargo Reflect® Credit Card is a popular credit card that offers a variety of perks and rewards. But is it really worth it? In this blog post, we’ll take a close look at the pros and cons of the Wells Fargo Reflect® Credit Card to help you decide if it’s the right card for you.
The Pros of the Wells Fargo Reflect® Credit Card
There are a lot of things to like about the Wells Fargo Reflect® Credit Card. First, let’s talk about the rewards. With this card, you’ll earn 1% cash back on all your purchases. There’s no limit to how much cash back you can earn, and your rewards never expire. Plus, you can redeem your cash back for anything – there are no restrictions or categories.
Another great thing about the Wells Fargo Reflect® Credit Card is that there’s no annual fee. That means more of your hard-earned money stays in your pocket instead of going towards fees. And if you’re ever worried about carrying a balance, you’ll be happy to know that there’s 0% intro APR on purchases and balance transfers for 18 months. After that, a variable APR will apply.
The Cons of the Wells Fargo Reflect® Credit Card
While there are some definite pros to the Wells Fargo Reflect® Credit Card, there are also some cons to consider. First, this card doesn’t offer any sign-up bonus or introductory offers. If you’re looking for a credit card with a great sign-up bonus, this isn’t the card for you.
Another thing to consider is that this card doesn’t offer any special benefits or perks beyond cash back rewards. If you’re looking for a credit card with travel perks or other benefits, you’ll want to look elsewhere.
Finally, keep in mind that this is a Visa Signature card, which means it comes with all the benefits and protections of Visa Signature cards. However, it also comes with a higher APR than non-Signature Visa cards. So if you’re carrying a balance, be aware that you’ll be paying more in interest than with other cards.
Conclusion
The Wells Fargo Reflect® Credit Card is a great choice for people who want simple cash back rewards with no annual fee. However, it’s not the best choice for people who are looking for sign-up bonuses or other perks and benefits beyond cash back rewards. And because it’s a Visa Signature card, it comes with a higher APR than non-Signature Visa cards – so keep that in mind if you’re carrying a balance from month to month.
